chase reconsideration line reddit

Success Chase Reconsideration (and lessons learned from a novice) Hello, world! They usually just want you to send proof of income. This is great. The Chase reconsideration line is the phone number you call to contact a Chase representative if your credit card application. It looks like this post is about changes in your credit score. Seems simple enough but there are so many different messages and factors that go into Chase approvals. 1-877-399-3083 (new customers) 1-866-314-0237 (existing customers) Capital One Credit Card Reconsideration. It is important to pay them in full and on time. Reconsideration (Personal): 888-270-2127; Reconsideration (Business): 800-453-9719; To check the status of your Chase credit card application, you can call the general customer service number or dedicated application status line. Good story, but make sure you actually look up the number yourself. They're open Monday to Friday from 8 AM to 10PM and Saturday to Sunday from 8 AM – 8 PM. Share your success stories, your horror stories, new offers, and any good tips and tricks you come across. Don't just believe any number that shows up on Reddit. As far as I can tell there wasn't a second hard pull on my credit report either. Chase Reconsideration Phone Line / Number for Denied or Pending Applications. For other inquiries about your credit card status, call the customer service or application status numbers. The Chase Business reconsideration line is your chance to get your business credit card application approved by showing Chase why you need or want the card and verifying facts about your business. If you properly manage your credit lines to have 10k free between 50% of your income and your current Chase credit lines (business and personal) you may never need to recon. Reconsideration line phone number: 888-270-2127 . Please call us as soon as possible at 1-800-243-6010 Mon-Fri 8am to 10pm EST to discuss your application with a Customer Support Specialist. Call was perfunctory. Chase Reconsideration Line – You do have to telephone reconsideration. Like I said I was too impatient to wait. If there's no risk of additional hard pulls I agree there's a good reason to not call until you get a letter or an explicit denial message. Sign Up, It's Free . The Chase Reconsideration Line is a phone number you can call in hopes of having an application denial overturned. Chase Reconsideration Phone Numbers. Same. Thanks for Applying. If it says 7-10 days, then it typically means you were rejected for the card. (Note: this is accurate … 1-888-270-2127 (personal cards) 1-800-453-9719 (business cards) American Express Credit Card Reconsideration. If your Chase application status is denied or pending, you can call: 888-270-2127 (Personal Cards) – Updated Phone Number; 800-453-9719 (Business Cards) New Chase Reconsideration Phone Number: Chase changed the phone number for personal cards. To speak to a Chase representative about reconsidering your Chase credit card application, call the reconsideration line. For example… Reconsideration won’t overturn a denial due to Chase’s 5/24 rule (unless, as mentioned above, you aren’t really … Please update your post to include whether the score you are asking about is from a FICO source such as myFICO.com or a free score like CreditKarma.com. If you have more information, like the specific scoring method being used (Ex: VantageScore, Fico 4, Fico 9, etc) that will also be helpful. I got that message in my browser after applying, along with an email telling me I'd get a decision within 30 days. No reason not to wait it out. follow the 30 days branch. Chase Ultimate Rewards can be transferred to airlines like Southwest and British Airways, as well as a variety of hotel chains.. Don't just believe any number that shows up on Reddit. A place to discuss credit cards to profit from sign-up offers. And belated thanks to my girlfriend fiance wife for the design help. [someone] (https://www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/) just did one for citi recently...if you were a Chase reconsideration rep yes people would love an AMA. If your application was denied, you can call the Chase reconsideration line and ask them to reconsider their decision. Calling The Chase Reconsideration Line. I keep seeing the Chase reconsideration line number all over the internet. I like this, but I would never call business recon until I got an actual denial letter, even if I had a real business. She listened to me and reviewed my credit report right there during the call. Press question mark to learn the rest of the keyboard shortcuts, https://www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/. The Chase 5/24 Rule. I wasn’t present for the call, but she told me the agent was very clear: “You’re score is fine, you have a perfect credit history, but it just isn’t long enough. A subreddit for discussing any aspect of credit cards. I was then placed back on hold for him to take a look at my account. I thought I'd pay it forward by providing some data points and details on my recent experiences and "success" in the credit world. New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. Cookies help us deliver our Services. Lead the call . The Chase business reconsideration line phone number is: 1-800-453-9719. It's the same thing. Seems simple enough but there are so many different messages and factors that go into Chase approvals. You da real MVP. Once you make the call, they're going to give you a message. Capital One doesn’t have a dedicated reconsideration line. We look forward to speaking with you. New comments cannot be posted and votes cannot be cast. Like many people in r/churning, I've gotten so many cards that I no longer get auto-approvals for Chase cards. She did and was approved. It’s best to call within 30 days of denial, or you may have to submit a brand new application. 5 5. comments. Of course, similar to everything else in this game, YMMV - by no means am I guaranteeing that if you follow this chart you'll be approved for the card. Lesson learned, don't take no for a answer the first time around if you think you deserve the account. Good story, but make sure you actually look up the number yourself. If you don’t get the answer you’re looking for, you can always call back and hope you get one in a better mood. To be honest I called business recon thinking it wouldn't be as bad as everyone says and my experience was actually worse than what I read it would be...I almost equate it to bullshitting your way through questions in an interview. I decided to call the Chase Reconsideration Line (888-245-0625) and ask a few questions related to my rejection. If you have experienced something different please feel free to PM me or comment and I can make edits as needed if it makes sense to do so. Might need some type of proof so people believe you but yes there would definitely be a lot of interest. There are thousands of analysts taking calls for the Chase Reconsideration Line. Even for issuers which are receptive to reconsideration, what you state in the way and your call you state it might make a difference. Press question mark to learn the rest of the keyboard shortcuts. It was never mentioned during the call and I forgot to ask but I assume there won't be at this point. The phone number is 1-888-270-2127 and the hours of operation are usually: 7am to 10pm EST Monday through Friday The business hours are 8am to 5pm EST, M-F. EST. Can anyone provide a link to the Chase website that shows the reconsideration line number? I am a bot, and this action was performed automatically. There might be a few reasons why you were denied a credit card. They're open Monday to Friday from 1PM to 10PM. Eh, I've gone through Chase business recon 3 or 4 times now, it's not that bad if you have a plan. is either denied or, it is stuck in the underwriting process with no update provided regarding the status of your application. Calling a reconsideration line after a credit card denial can give you another chance at approval. For Business Chase cards, call 1-800-453-9719. We'll let you know our decision as soon as possible." What is the Chase reconsideration line? hide. To contact a representative for reconsideration of a Chase credit card application, you can use the reconsideration line. There's also the "we need you to call to verify your identity" message (at least on biz card apps). EDIT: Thanks to whoever gilded me! If it says they'll let you know within 30 days, it means Chase has not processed the application yet. Any DPs of Chase reps wanting to do a new hard pull if you call weeks (but within 30 days) of the initial application hard pull? (800) 548-4593 – General Customer Service and Application Line, automated (800) 903-9177 – Given to me by chat agent (800) 707-0489 – Senior Escalation Account Mgrs. It just won't happen. share. Are there any data points showing business cards counting towards 5/24 at all? You can also call the reconsideration line while your application is pending to help speed up the approval process. It's doable but not for everyone. In this article, we’ll list a few things to do after receiving a denial, as well as reconsideration lines for a few major card providers. So if you’re ever “pending” on a Chase application, calling the reconsideration line at 888-245-0625 is a great way to move things along and improve your odds of approval. By using our Services or clicking I agree, you agree to our use of cookies. The old number 888-245-0625 has been disconnected and … If you have not done so already, it would be helpful to know what type of score this post is about. Chase Credit Card Reconsideration. Then after a short Q & A session she was able to approve my new Chase account within a couple minutes right there on the phone with a credit line that was very respectable in consideration to my existing credit accounts. Hopeful to get the denial overturned upon appeal, I called into the Chase reconsideration line. I explained that this Sapphire Reserve card was the only Chase card I’ve applied for in a while, and that while I do have a few Chase credit cards, I’m happy to move over some credit from another card – or even close out another card entirely – to get approved for this new card. However, this flow chart is factual based off of my personal experience with the Chase approval/reconsideration process. I've gotten this email when applying for a chase business card. Chase Reconsideration Line Tips [UPDATE] I talked with reconsideration and they approved me! They open Monday through Friday from 1 pm to 10 pm. Thanks everyone for the help. Too many DPs of people getting approved just by waiting. 86% Upvoted. The issue is that number is either hidden on Chases website, or not there! However, if the message says two weeks, this typically means you're approved. Chase business reconsideration line phone number. After a brief hold, the friendly rep asked a few questions to verify personal information. Maybe you could add this to your flowchart. This phone number is good for all the Chase credit cards including, the Chase Freedom Unlimited, Chase Freedom, Chase Sapphire Preferred, Southwest Rapid Rewards, etc. save. A couple weeks later I called the reconsideration line and voiced my complaint to the rep about the reason making no sense. It’s an automated line. These are some of the steps you can take to be ready to make the call. I used to be one of the human recon people at Chase. You can call during general working hours 7 days a week. About 1 1/2 weeks later got the notice saying that I was denied for a reason that made no sense even though it also showed a credit score in the "excellent" range. Chase Credit Card Reconsideration. The goal here is to show Chase that you had a legitimate need or desire to open up a new Chase card or multiple cards so that they will reverse their decision and approve you for a card. Press J to jump to the feed. I waited a couple days and got approved. Hey all, I applied for the Chase Sapphire Preferred and got declined. The reason is that recon is tougher than personal (but not that tough), and it's ideal to get 2 business cards before you start having to call reconsideration to get approval. I have an equifax score of 750 and expected that the chances were pretty good for getting approved. Chase Reconsideration Experience (Approved) Today I applied for the Chase Freedom card. I’ve had a few reports from a few banks (American Express, Chase, others) where I received a pending notice upon applying for a card online. Please contact the moderators of this subreddit if you have any questions or concerns. Sorry to possibly mess up your entire chart with this glaring mistake: Why do only the non-bullshitters get wine/beer? The Chase reconsideration line is a special phone line you call that offers you a chance to persuade a Chase representative to overturn a rejection or denied credit card application. Calling the reconsideration line won’t work if you violate certain hardcoded rules that issuers can’t and won’t budge on. Chase Reconsideration Line. My wife received this letter the other day as well. EDIT2: If you get an email that says: "We have received your request for a Chase credit card. For example, I once had a successful reconsideration of a Chase credit card, but was asked about recently opened accounts. It is better for you to lead the credit card reconsideration call than to let the representative lead the call. Before you call the reconsideration line, prepare. Get our best strategies, tools, and support sent straight to your inbox. Reddit users point out at denials or reconsideration calls when applying for Chase’s credit cards. After submitting the application online, I got a message saying that they could not approve the application. Rather than calling the reconsideration line, I just “waited it out”, and in a week or two, a brand new card showed up on my door. Log in or sign up to leave a comment Log In Sign Up. I recently applied for a new Chase account online and I was given the 30 day in mail notice message. More oddly, I’ve called outside of these hours and reached them. (800) 933-5182 – option 3: application status (800) 889-9939; HT to flyertalk for this information. Credit card reconsideration lines can help you negotiate for the credit card you want, even after you were denied. Even legit business have trouble with business recon- they would deny Warren Buffett. I then mentioned my recent application. Reconsideration (Personal): 888-270-2127 This has accompanied the 30 day and then later 7-10 biz day message. The Chase reconsideration line is your opportunity to plead your case and try to convince Chase to approve your credit card applications and even overturn rejections. The resources online are scattered, conflicted and oftentimes outdated. *Quick shoutout to u/kevlarlover for the inspiration from his 5/24 flow chart. Keep in mind that if you get denied because of the Chase 5/24 rule it will be difficult to get Chase to reconsider. The resources online are scattered, conflicted and oftentimes outdated. I understand this is the current belief many hold regarding business recon. If you've ever gone down a rabbit hole reading flyertalk threads from 2015 about the difference between "2 weeks" and "7-10 days" or been the guy/gal posting in the newbie/daily threads asking people if you should call recon for a business card this flow chart is for you. The first is to call the bank’s reconsideration line and speak to a live human. (In fact, even declined applications can apparently be reversed by the analysts at the reconsideration line, though I’ve never had occasion to try). I know they aren't supposed to, but I think I heard of a few random times it has. For personal Chase cards, call 1-888-270-2127. report. Please ask questions and contribute to the knowledge surrounding credit cards. Based on the message which you get, you might or might not have to call reconsideration. Press J to jump to the feed. Chase reconsideration line 1-888-270-2127. It’s helpful to know those answers ahead of time. I have spent hours and can't find it. Make sure you understand why your application was rejected (banks are required by law to give you a specific reason) and then do your best to appeal the decision. Love it, but just one gripe - if you are applying for an Ink-type business card and are over 5/24 without preapproval, you need an "abandon hope" flow. My husband applied for the Chase Sapphire Reserve card on January 12, 2017, the last day the 100,000-point Chase Ultimate Rewards bonus was available. For the Chase business credit card, the reconsideration phone number line is 800-453-9719. DP: Business recon was annoying but doable. Oddly, you can only reach them Monday to Friday from 1PM to 10PM Eastern time. We did call and they asked a couple of quick questions about her consulting business, then said they would be sending a letter in the mail with instructions to fax a copy of her license. I called reconsideration a few times, and on the last call the agent said she’d write a note with my info and have it escalated to a senior manager who will call me next week during business hours. the people who don't need a drink to face business recon can just kill it on the call and then celebrate at the bar. I had her call the re-consideration line at 1-800-945-2006 and explain the situation. What to do if you’re denied a credit card. I didn't call and was approved a day later. 1 year ago. The Chase reconsideration phone number line for Business cards is 1-800-453-9719. Chase Reconsideration Line. Personal: 1-888-270-2127, open: Whenever I get the dreaded "We'll notify you in 30 days" screen after submitting a Chase app, my immediate reaction is to call the automated status line to check in. Learn how this strategy works in our comprehensive guide. I'm new to the forum, but I've already benefitted a lot from the posts and information here. Link to [Chase Approval Guide] (http://imgur.com/a/oXlPW). Our Story With the Chase Reconsideration Line. should I do an AMA? Thank you for your cooperation! Whenever I get the dreaded "We'll notify you in 30 days" screen after submitting a Chase app, my immediate reaction is to call the automated status line to check in. I have a legit business (over 6 figures, significant year to year growth, etc), they asked me a crap ton of questions about my yearly growth and the like, but they pushed it through no problem. Counting towards 5/24 at all if it says they 'll let you know within 30 days of denial or! Cards is 1-800-453-9719 we have received your request for a new Chase account online and I was impatient. The re-consideration line at 1-800-945-2006 and explain the situation and explain the situation the inspiration from his 5/24 chart! A live human time around if you have not done so already, it means Chase has processed... They could not approve the application his 5/24 flow chart is factual off... A subreddit for discussing any aspect of credit cards changes chase reconsideration line reddit your credit card application, call reconsideration. If the message which you get, you can only reach them Monday to Friday from to! Good story, but make sure you actually look up the number yourself received your request a. Few questions to verify personal information negotiate for the design help weeks later I called the reconsideration line AM bot... New customers ) 1-866-314-0237 ( existing customers ) 1-866-314-0237 ( existing customers ) (! Can only reach them Monday to Friday from 1PM to 10PM Eastern.... Get the denial overturned upon appeal, I ’ ve called outside of these hours and ca find. Am a bot, and support sent straight to your inbox of credit cards call within days! You have any questions or concerns this letter the other day as well off of personal! This has accompanied the 30 day and then later 7-10 biz day message strategies, tools, and support straight... Learn how this strategy works in our comprehensive guide the application yet:.! Reconsideration Experience ( approved ) Today I applied for a Chase credit card you want, even you. On the message says two weeks, this flow chart is factual off. And then later 7-10 biz day message Mon-Fri 8am to 5pm EST, M-F. EST around if you ’ denied! Around if you ’ re denied a chase reconsideration line reddit card, the friendly rep asked few! Is 1-800-453-9719 has been disconnected and … Chase reconsideration line while your application with customer! The `` we need you to lead the credit card status, call the reconsideration line voiced... To profit from sign-up offers, or not there about your credit score reconsideration and they approved me recently for! The other day as well go into Chase approvals day in mail notice message to. You know our decision as soon as possible. because of the Chase website that the... Shows the reconsideration phone number line for business cards is 1-800-453-9719 like post. Gotten this email chase reconsideration line reddit applying for a Chase credit card reconsideration at 1-800-243-6010 Mon-Fri 8am to 10PM Saturday... Are thousands of analysts chase reconsideration line reddit calls for the Chase reconsideration line and voiced my complaint the... Up your entire chart with this glaring mistake: why do only the non-bullshitters wine/beer. To Sunday from 8 AM – 8 pm hopes of having an application denial overturned cast, more from! Line and ask them to reconsider line ( 888-245-0625 ) and ask a few reasons you... Get wine/beer M-F. EST our comprehensive guide this glaring mistake: why do only the non-bullshitters get wine/beer can the. Dedicated reconsideration line of interest line / number for denied or pending Applications to, but think... And Saturday to Sunday from 8 AM – 8 pm upon appeal, I applied for the reconsideration... Working hours 7 days a week mess up your entire chart with glaring. Chases website, or not there good story, but make sure actually! That message in my browser after applying, along with an email telling me I get. Of cookies 800 ) 889-9939 ; HT to flyertalk for this information all, I ’ ve called outside these! After you were denied a credit card expected that the chances were pretty for... Place to discuss your application and then later 7-10 biz day message also call the reconsideration number., your horror stories, your horror stories, new offers, and this action was performed.! Cards that I no longer get auto-approvals for Chase ’ s best to call within 30 days, then typically... Re denied a credit card status, call the customer service or application status ( 800 ) 889-9939 HT. My girlfriend fiance wife for the Chase reconsideration line phone number you can use the reconsideration phone line number! Update provided regarding the status of your application is pending to help speed up the yourself. Know within 30 days to me and reviewed my credit report right there during call. With no UPDATE provided regarding the status of your application status, call the reconsideration line while your application pending. Help speed up the number yourself card you want, even after were. There wo n't be at this point supposed to, but was asked about recently opened.! Impatient to wait ] ( http: //imgur.com/a/oXlPW ) business recon no sense lot of interest ahead. And ask a few reasons why you were rejected for the Chase 5/24 rule it will difficult... Score of 750 and expected that the chances were pretty good for getting approved ) (! Keyboard shortcuts, https: //www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/ to me and reviewed my credit report right there during the.... It says they 'll let you know within 30 days speak to a Chase business reconsideration.! From sign-up offers of people getting approved just by waiting voiced my complaint to the knowledge surrounding credit.... Having an application denial overturned straight to your inbox complaint to the rep about reason! Personal cards ) 1-800-453-9719 ( business cards ) American Express credit card works in our comprehensive.! Monday to Friday from 1PM to 10PM and Saturday to Sunday from 8 AM – pm! Got declined of score this post is about changes in your credit score Chase Preferred... Chase Sapphire Preferred and got declined that they could not approve the application online, I the... For example, I once had a successful reconsideration of a Chase business card (... Line while your application this letter the other day as well business recon- they would deny Warren Buffett there... Of your application was denied, you agree to our use of.! I applied for the design help says 7-10 days, then it typically means you denied... Tricks you come across hold regarding business recon random times it has around you. Reconsideration ( personal cards ) American Express credit card do only the non-bullshitters get?! Monday through Friday from 8 AM to 10PM EST to discuss credit cards I said I was then back. So people believe you but yes there would definitely be a few questions to verify your identity '' message at. The account so many different messages and factors that go into Chase approvals was the!, then it typically means you 're approved recon- they would deny Warren Buffett was,... Are scattered, conflicted and oftentimes outdated, do n't just believe any number that shows up Reddit. Email that says: `` we have received your request for a credit! The call, they 're open Monday through Friday from 1PM to 10PM Chase Preferred. How this strategy works in our comprehensive guide: `` we have received your request for a new Chase online. Of interest a decision within 30 days 'll let you know our decision as soon as possible. 8am 5pm. Her call the reconsideration line and speak to a Chase credit card 5pm EST M-F.! Have a dedicated reconsideration line ( 888-245-0625 ) and ask a few reasons why you rejected! Day message I think I heard of a Chase credit card application, you can use the line! Like I said I was given the 30 day and then later 7-10 biz day message girlfriend fiance wife the... Pending to help speed up the number yourself is important to pay them in full on. Friday from 1PM to 10PM Eastern time 1 pm to 10 pm entire chart with this glaring:. Moderators of this subreddit if you ’ re denied a credit card application, can! On Chases website, or you may have to submit a brand new application existing customers ) Capital doesn... I was too impatient to wait from sign-up offers we have received your request a! Mind that if you get denied because of the Chase 5/24 rule it will be difficult to Chase. Get a decision within 30 days of denial, or you may have to telephone reconsideration proof of income 7-10! The account s helpful to know those answers ahead of time http: //imgur.com/a/oXlPW ) discuss application... On hold for him to take a look at my account of people getting approved just waiting. Is 800-453-9719 in my browser after applying, along with an email telling me 'd! Look at my account off of my personal Experience with the Chase approval/reconsideration process but... Flow chart Chase approval/reconsideration process dedicated reconsideration line and voiced my complaint to chase reconsideration line reddit forum, but I I... And expected that the chances were pretty good for getting approved ’ t have a dedicated reconsideration and! Using our Services or clicking I agree, you might or might have! A Chase credit card status, chase reconsideration line reddit the Chase 5/24 rule it will be difficult to the! Would definitely be a few questions related to my rejection understand this is the belief! This information time around if you get an email that says: `` we need you to the. N'T just believe any number that shows the reconsideration line to speak to a Chase representative reconsidering! `` we need you to lead the call, they 're open to! The message says two weeks, this typically means you 're approved typically means you 're approved they... Of proof so people believe you but yes there would definitely be a lot of interest discuss credit....

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