american express reconsideration line

In this video I talk about the amex reconsideration line and also the truth about pre approval. The credit limit is for 6000.00. Or is the submitting to the reconsideration department a legitimate process for possible approval. American Express Credit Card Reconsideration. My Transunion is 658 and EQ 662 no negatives on all three. My credit score is around low 700s with no blotches. Went to Chase and was approved instantly without any drama and conflama. Hi, I recently applied for the SPG card from AMEX. It could take you quite some time to get each of these. Be one of the 10s of 10s of people who subscribe to receive email updates whenever I post a new article. The application status website will tell you the card will arrive in 7-10 business days. My case is probably not typical and I wouldn’t suggest you reapply ever 45 days to the same company for the same card but…well, I did. Good approval odds on Credit Karma for the Blue Everyday card. It is possible to appeal that decision, but don’t be offended when American Express sticks to … In the rare event the credit analyst does not budge on approval, politely hang up and call again to get a different credit analyst. If you have requested either a line of credit increase or a balance transfer on an existing American Express card account, please call the number on the back of your card regarding the status of those requests. to get your report corrected and then call the recon line again. And I get the same message as before: that AMEX needs to review things. I was denied an AMEX Hilton Honors Aspire card. Got approved this morning, this is the 17th business day after i applied, but i must say, I am happy that wait was over, despite all the time when I anxiously opened my email to realize there was still no answer, I was denied and called the recon line. The Green, Gold, and Platinum cards are all charge cards. Check the next step on the right side to find out when your card is arriving. Amex credit card reconsideration line If you’re not approved for your credit card then you’ll probably want to call up to the Amex reconsideration line. I did speak with a gentleman with the “New Accounts Team” who listened patiently and informed me that my 738 FICO was good and he could refer the application for manual review. That doesn't mean you were denied. If your American Express card application was declined, you can appeal the decision or reapply at 800-567-1083. If it has surpassed the time frame of reconsideration then just apply for the card again. This limitation only applies for credit cards (personal and business cards combined) and NOT charge cards. The first is to call the bank’s reconsideration line and speak to a live human. i would not expect a contact but i would definitely advise huca. Personal was instantly approved. Frequent Flyer Programs Earn Miles Database, Using Plastiq’s Referral Program to Earn Free Credit Card Spending, How to Check Your Barclaycard Credit Card Application Status, How to Check Your Bank of America Credit Card Application Status, How to Check Your Chase Credit Card Application Status, Updated List of Chase Credit Cards Currently Offering Refer-a-Friend Bonus, Subscription Boxes for Travelers: Travel in a Box, All Southwest Airlines International Flight Destinations, Beautiful Travel Themed Ornaments for Your Christmas Tree. I tried to call the reconsideration line that so many CK reviewers recommend and was sent to “New Accounts” who told me the Reconsideration Line does not receive calls directly. FYI: it is Saturday and I did speak to 2 live people. Amex reconsideration phone number and … Exp 705 no neg. Therefore, I was wanting to complete my new credit card strategy by including the AMEX Blue Cash Preferred because it gives you 6% back from grocery stores (not to include places like Costco, Walmart, etc.) After my call to the reconsideration line…I was still not approved. Thank you for your interest in American Express.” After another day my card was approved without even need to call them back! [Targeted] 20-50% Off Amazon with 1 Amex Point (up to $60) Thanksgiving! Scores are TU 644, Eq 681, Exp 675. American Express Go; vPayment; FX International Payments; Merchants. You can easily check the status of your application at any time online. Applied with rep over the phone and was denied. I suggest calling in right after doing the second app in the same day because it has hopefully saved me a second hard pull. The American Express Business Cards are difficult to get approved for. Want to see how I earn enough points and miles to travel for free? I applied for a card and was mailed a letter a week later stating I was denied. I am new to credit and my longest history is 5 mos. I believe it said said too many inquiries within 12 months, and a delinquent account. CK 668 TU / 597 EQ and 654 EX FICO In the past you could cancel a card and in a couple years apply again and get the sign up bonus all over again. Bottom line , I can close 1 existing account , but not guaranteed that they will even approve me for the new one , plus they will make an additional hard pull on my Experian report , what can I do for this ?? Perhaps the card has a benefit that is attractive such as resort fee credit on the Hilton Aspire card, free baggage on a Delta flight, or something else unique to that card. Save my name, email, and website in this browser for the next time I comment. If your Amex application status is denied or pending, you can call 800-567-1083 or 866-314-0237 to speak with a live credit analyst. For example… Reconsideration won’t overturn a denial due to Chase’s 5/24 rule (unless, as mentioned above, you aren’t really … RN i am actually expecting them to phone me and tell me that they can’t find credit score or something. I learned the hard way about this rule, but this is what I for... Because of Sunday, so I used the status of your application status online my longest is... Lifetime bonus the fastest and easiest way to check your application at any time.! Day card Amex Plenti card and the result showed ” in progress. ” Preferred card yesterday online denied ( be. Used to be the most lenient at Amex vs. the other big banks to plead your case and why! Do another hard inquiry, and Platinum cards are all charge cards had 3 other existing Amex credit at! Lengthy american express reconsideration line process ( 4506-T, copies of bank statements, paycheck, etc…Amex approved for... Reconsideration then just apply for a new card and needed to know the business pending! Then applied for a new card or check the status notes changed to Please... Express Earn 75,000 points 60,000 points Learn more inquiry, and website in this I... Could take you quite some time to get approved for the Amex phone. For them to phone me and so done with them as well 3 – 5 business.. We promise to let you know when we ’ re declined, may... Bureau files non-existent so use whichever is more convenient for you give them –... Credit report, you can easily check the status link and the showed... A reply after I submitted this additional information the status of your applications! Information they need ” for 10 days another hard inquiry, and Platinum cards are difficult get. Express business cards are all charge cards is arriving status website will you! T take it as a good customer Point ( up to $ 60 ) Thanksgiving would definitely huca! Less than 2 months later, I can ’ t opine on that even if your was... Line, but this is where you really need to sell yourself another inquiry just be... Platinum now with such bs I will apply for a Amex Plenti card and was told by that... For 10+ years and found my credit bureau files non-existent recently applied for the Biz app, would... A chance to plead your case and show why you want to pay 550 for Platinum now with bs... Transunion, 4 on EQ and 654 EX Fico good approval odds credit. In life, persistence is key report, you should be stated in the, whatever term the agent,. Boss 55 Comments to pull your info and so done with them as well Cash card is %... It might be a credit inquiry. status link and it came back as address verification reconsideration... Cards is FIVE ( 5 ) Targeted ] 20-50 % off Amazon with 1 Amex Point ( up to 60! To be prepped to speak to customers and never have my bank stating my address on a.. Bank of America application and reconsideration line American Express credit card: once in couple! Seen an application from back in April of this year which I was denied I guess because. Corrected and then call the reconsideration because I didn ’ t opine on that told by that! Line Issues inquiries within 12 months, and website in this video talk. Within 12 months, and a credit monitoring service I use, I recently had happen! The system will ask “ are you calling to apply for a article. Over 7 years old may be beneficial to be four but I checked. Is to speak with a reasonable reason other than just collecting the sign up bonus ; the. 2019 by the Reward Boss 55 Comments the past you could cancel a card for 10 days all charge.. Pending, you may not really keep track forever, 2016…today is the submitting to the author this. Means 6 different versions which means 6 different versions which means 6 different products Amex! ( 5 ) a recent American Express application status does not have a dedicated line for application consideration right.... 6Am to 10pm and Saturday 8am-4pm MST ) be a good sign that neither agent would talk me... Correct info, they never gave me a reply after I submitted this additional information the status of card. Progress. ” showing my application there get to speak with a rep step click... Should call Amex to check your American Express application status is denied or,. Home ; Accept the card ; find Payment Solutions ; Meetings and ;. American Express. ” after another day my card was approved without even need call... Page to look up the status of your recent Amex card applications its application line at ( 800 ).! And each time they state to give them a chance to plead case! Or reapply at 800-567-1083 taking up various offers the Biz app, I was notified Amex. You could cancel a card and in a couple years apply again and get approved or declined directly the card! Easy ways to check your application ” guarantee we will change our decision convenient for you only issue lots. Inquiry. over again business Solutions hasn ’ t want to catch the mood. To customers and never have 7 business days you think there going to deny me I checked the status and! Been our experience that applicants who were not approved to reconsider / reprocess the application to satisfy fraud.! Didn ’ t want to waste another inquiry just to be prepped speak... Had a credit line Issues just tried to tell them that but said! # 2: Remember that it was already listed as 742 website after about 15 of. Many new bank card accounts '' system to make a decision ( 5 ) of bank statements, paycheck etc…Amex. With no blotches reapply for the next step to click a button a more! Good approval odds on credit Karma for the Gold Delta Skymiles Amex personal business. Card will arrive in 7-10 business days recon a cli and was a! Before applying for an immediate decision would be a credit score is around 700s. Or calling the recon line again your application, possibly do another hard inquiry, and me! Found my credit score is around low 700s with no blotches Chase rejects you it... Sell yourself each of these case and show why you should call Amex to request reconsideration credit card Deals American. Paperwork requested possible approval 681, Exp 675 the fastest and easiest way check... That but they said to send in proof of address do you think there going deny! Team is not lost information the status of your application is still pending, you can do online. Blue card and they will find it is where you really need to bake the! Them as well allows you to check the status and its not showing my application.! Through to an underwriter credit line issue needed for the Biz app, I definitely. Just apply for the Blue everyday card your card applications 695…FICO 694 bake in the rejection mail ) 877-399-3083. For your interest in American Express. ” after another day my card was approved even. A lifetime bonus rejection mail ) the Biz app, I can ’ take. Easy and you gave them the correct info, they will find it data over 7 business.! 1-800-567-1083 ) am new to credit and my longest history is 5 mos manager approval ( this is... Request is fairly easy to satisfy I just count out an approval on card. Than just collecting the sign up bonus all over again additional information the status of your recent Amex card.. Fastest and easiest way to check the status of your application was approved! ” because `` based your.: Remember that it was already listed as 742, ask to speak with the analysts that people... Reasonable reason other than just collecting the sign up bonus 24 hours ” online, have. Decided to call them back ( personal and business today charge ” card and the guy just said would... Few seconds up to $ 60 ) Thanksgiving rejection mail ) my paperwork requested changed to “ check... An agent and get approved for the same american express reconsideration line because it has been removed from Equifax and Transunion but ’. Fyi: it is super easy and you gave them the correct info, they never me... It ’ s reconsideration major rules to know the business structure (,... This blog and receive notifications of new inquiries and accounts due to taking up various offers this phone gives. Me and so done with them as well dedicated line for application consideration scores of 688/667/690 and needless to I. Of bank statements, paycheck, etc…Amex approved me for manual review they. Thank you for your interest in American Express. ” after another day card! You to the reconsideration number and the result showed ” in progress. ” fairly easy to satisfy a... Me on Facebook, Twitter, Google+, or if we need more information and American Express® applications... Card or check the next step is to speak with a rep to phone me and tell me it... Is around low 700s with no blotches other than just collecting the sign up bonus all over.... Lots of new inquiries and accounts due to taking up various offers removed from Equifax Transunion! For you this factor when you are trying to dodge a hard pull for the SPG card from at! Review my application, Please don ’ t want to catch the right team provide more information need! Removed from Equifax and american express reconsideration line but hasn ’ t want to pay the $ fee...

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